Phone Swipe - Mobile Transaction Processing

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For mobile payments on the go, NETbilling offers a free app and bluetooth card reader that transforms your smartphone, tablet, laptop or desktop computer into a point-of-sale terminal, allowing you to accept credit card payments anywhere, even if you’re out of cell or WiFi range.

At only 2.69%*, with no sign up, transaction, monthly, or equipment fees, this is the perfect solution for merchants who want just one flat rate with no other commitments. With lower rates than Square, Intuit, PayPal and most others, We also offer our wireless Bluetooth card and chip reader at no extra charge, unlike the competition which charges upwards of $40.

*Even lower rates and plans are available, depending on transaction and monthly $$ volume.

Phone Swipe is for small to mid-size businesses, especially merchants who find themselves on-the-go and in need of a wireless merchant account. Businesses ranging from quick-service restaurants (hot dog vendors, cafes, etc.) to retail (art dealers, jewelers, souvenir shops) to services (electricians, plumbers, landscaping) will appreciate the portability that Phone Swipe offers.

Want to cut up to 100% of your transaction processing costs?

Learn about our new Cash Discount & Dual Pricing Programs for card-present merchants. Reward cash-paying customers & eliminate your transaction processing costs.

Our Popular Card-Present Processing Features

Low Rates, Free App, Free Terminal

To get started with Phone Swipe, just set up an account, download the free app from the App Store or Google Play, and we’ll send you a free credit card reader.

Advanced Fraud Protection

Phone Swipe ensures the security and safety of every transaction. Credit card data is never stored on the phone, the app or the card reader. Whether you choose to swipe or key in a credit card transaction, all personal information is encrypted.

Real-Time Reporting

View real-time transaction reports from most recent to last month to your top selling items Create reports with custom date ranges. Use search tool to view individual transactions.


Discounts, Tips, & Tax

Setup default tip and tax percentages, add discounts by dollar amount or percentage, allow customers to select their own tip amount, and turn on Geo Tax to automatically calculate the tax rate based on your current location.

Email or Paper Receipts

Email or print receipts for sales, refunds, and voids. Google Maps™ integration allows customers to see where the transaction took place. You can even print receipts via an AirPrint-enabled printer or Star thermal printer.

Customizable Inventory

Setup inventory of items and services in a matter of minutes. Sort inventory by alphabetical order, price, or date added for easy access. Insert pictures from your photo library or take your own.


One Account, Multiple Terminals

Do you have several employees charging transactions? Link multiple card readers to one merchant account.

Live Support

Live support from trained representatives who will guide you through any questions you might have regarding your account, the app or the card reader.

A Unique Merchant Account

We know every business is different. No matter what type of business you have, Phone Swipe is the perfect mobile payment processing solution for you.


Unlike other mobile processing companies, we set up each business with its own merchant account. Each account is unique, providing you with the best rates, plus the highest level of security for your business and your customers.


Click "Get Started Now" for a fast and easy online application, or contact our sales department to help you customize your payment solutions.

About Us

Since 1998, NETbilling, Inc. has provided multi-currency transaction processing, merchant accounts, and call center services to thousands of clients of all sizes. Our cost-effective solutions allow you to process credit/debit cards, e-checks, and mobile orders. NETbilling works with any business type and genre including high-risk, e-commerce, mobile, and card-present businesses.


  •   27451 Tourney Road, Suite #220
         Valencia, California 91355
  •   Phone: (888) 357-8166
  •   Phone: (661) 252-2456
  •   Fax: (661) 414-8581
  •   Email: